壽險(xiǎn)公司的償還能力基本每個(gè)季度都會(huì)被評(píng)估一次，而一家公司的償付能力跟參保人手中的保單息息相關(guān)，相當(dāng)于一家保險(xiǎn)公司的生命線，在2023年上半年過(guò)去后，很多保險(xiǎn)公司已經(jīng)逐漸公布了2023年償付能力報(bào)告，62家保險(xiǎn)公司，其中有7家不達(dá)標(biāo)，2家償付能力不足，上個(gè)季度風(fēng)險(xiǎn)綜合評(píng)級(jí)在D級(jí)，排在第一位的新華養(yǎng)老，綜合償還能力可達(dá)2451.83%，風(fēng)險(xiǎn)等級(jí)綜合評(píng)分達(dá)A級(jí)，風(fēng)險(xiǎn)評(píng)估等級(jí)達(dá)到AAA的有3家，分別是安聯(lián)人壽、中英人壽和恒安標(biāo)準(zhǔn)，這三家壽險(xiǎn)企業(yè)的償還能力，其中安聯(lián)人壽達(dá)250.87%、中英人壽達(dá)241.17%，恒安標(biāo)準(zhǔn)達(dá)187.82%。核心償付能力排在前三的分別是新華養(yǎng)老的2391.49%，恒安標(biāo)準(zhǔn)養(yǎng)老達(dá)1489.51%，國(guó)壽養(yǎng)老達(dá)855.52%。

保險(xiǎn)公司償付率排行2023

序號(hào) 公司 綜合償付能力充足率 核心償付能力充足率 上一季度風(fēng)險(xiǎn)綜合評(píng)級(jí)
2023.06 環(huán)比 2023.06 環(huán)比
1 新華養(yǎng)老 2451.83% ↑144pt 2391.49% ↑122pt A
2 恒安標(biāo)準(zhǔn)養(yǎng)老 1489.81% ↓-46pt 1489.51% ↓-46pt A
3 國(guó)壽養(yǎng)老 872.38% ↓-181pt 855.52% ↓-178pt A
4 國(guó)民養(yǎng)老 824.21% ↓-135pt 822.53% ↓-135pt A
5 中美聯(lián)泰 450.49% ↓-3pt 262.00% ↑7pt AA
6 安聯(lián)人壽 250.87% ↑2pt 223.22% ↑6pt AAA
7 中英人壽 241.17% ↓-8pt 149.36% ↓-4pt AAA
8 匯豐人壽 234.43% ↑48pt 184.37% ↑46pt BBB
9 中韓人壽 232.93% ↓-57pt 215.34% ↓-53pt B
10 中宏人壽 228.91% ↑4pt 143.56% ↑5pt AA
11 華貴人壽 218.01% ↓-55pt 206.45% ↓-50pt B
12 民生人壽 215.00% ↑20pt 156.00% ↑14pt BBB
13 泰康人壽 204.83% ↑1pt 103.29% ↑1pt BB
14 君龍人壽 201.65% ↑48pt 175.60% ↑50pt BB
15 中信保誠(chéng) 200.42% ↓-2pt 112.64% ↓-1pt BBB
16 交銀人壽 196.79% ↓-1pt 113.79% ↑2pt BBB
17 恒安標(biāo)準(zhǔn) 187.82% ↓-18pt 144.29% ↓-13pt AAA
18 招商信諾 186.07% ↓-2pt 104.64% ↓-3pt BBB
19 國(guó)寶人壽 185.67% ↑80pt 164.78% ↑80pt B
20 小康人壽 184.98% ↓-34pt 180.14% ↓-34pt BB
21 中意人壽 181.51% ↑3pt 133.40% ↑3pt BBB
22 中荷人壽 179.53% ↑8pt 131.92% ↑6pt BBB
23 同方全球 178.00% ↑2pt 108.00% ↑3pt AA
24 北京人壽 175.82% ↓-3pt 103.38% ↓-2pt BB
25 財(cái)信人壽 174.53% ↑8pt 121.90% ↑12pt BB
26 招商仁和 170.93% ↓-12pt 85.47% ↓-6pt BB
27 信美人壽 167.15% ↑8pt 97.10% ↑3pt BB
28 瑞泰人壽 164.37% ↑27pt 125.92% ↑22pt BB
29 復(fù)星保德信 162.09% ↑28pt 131.05% ↑25pt B
30 海保人壽 161.58% ↓0pt 158.72% ↑0pt BB
31 國(guó)富人壽 160.24% ↑16pt 136.73% ↑3pt B
32 泰康養(yǎng)老 159.87% ↑1pt 79.94% ↑1pt AA
33 利安人壽 159.67% ↑3pt 84.15% ↑4pt B
34 工銀安盛 159.00% ↓0pt 97.00% ↓-4pt AA
35 農(nóng)銀人壽 157.69% ↓-3pt 91.85% ↓-3pt BBB
36 愛(ài)心人壽 157.49% ↑32pt 78.75% t16pt B
37 華泰人壽 157.16% ↓-1pt 127.30% ↓-1pt AA
38 陸家嘴國(guó)泰 157.01% ↓-6pt 119.88% ↓-5pt AA
39 中銀三星 154.64% ↓15pt 106.64% ↓-14pt AA
40 東吳人壽 152.58% ↓-9pt 144.86% ↓-10pt BB
41 長(zhǎng)城人壽 151.16% ↓0pt 84.81% ↓-2pt BB
42 光大永明 150.02% ↑4pt 85.15% ↑7pt B
43 瑞華健康 145.64% ↓-21pt 78.57% ↓-16pt BB
44 橫琴人壽 143.98% ↓-6pt 111.74% ↓-7pt BB
45 國(guó)聯(lián)人壽 139.35% ↓-13pt 71.61% ↓-5pt BB
46 鼎誠(chéng)人壽 137.80% ↓-13pt 98.35% ↓-16pt BB
47 和泰人壽 136.57% ↓-23pt 122.42% ↓-25pt BB
48 英大人壽 136.29% ↓-1pt 76.36% ↑3pt B
49 中郵人壽 132.27% ↓-5pt 70.68% ↓-6pt B
50 中華人壽 129.53% ↓-2pt 80.85% ↓-19pt BB
51 建信人壽 126.00% ↓-7pt 77.00% ↓-4pt BB
52 弘康人壽 125.69% ↓0pt 79.81% ↓-3pt 尚未披露
53 德華安顧 124.59% ↓-5pt 77.15% ↓-3pt B
54 信泰人壽 116.72% ↑Ipt 98.55% ↓-1pt 尚未披露
55 復(fù)星聯(lián)合 106.49% ↓-3pt 53.25% ↓-1pt B
56 華匯人壽 1332.76% ↑1pt 1328.38% ↑1pt C
57 合眾人壽 137.62% ↓-10pt 68.81% ↓-5pt C
58 幸福人壽 128.99% ↓-3pt 73.17% ↓-6pt c
59 長(zhǎng)生人壽 110.60% ↑3pt 91.30% ↓0pt c
60 渤海人壽 105.00% ↓-1pt 104.73% ↓-1pt c
61 三峽人壽 75.13% ↓-9pt 70.02% ↓-11pt D
62 北大方正 39.53% ↓-16pt 19.77% ↓-8pt D